Santa Cruz Real Estate Deathmatch

Whether you think the current housing crisis is a cause of a symptom of the economic meltdown in the United States and abroad, there's no…

Santa Cruz Gets Highest FHA Loan Limit – $729,750

Counties that get the $729,750 maximum for FHA loans are likely to get that same level for Fannie and Freddie mortgages, experts said. ... In…

Getting a Fix on Fixer Uppers

It's a sad, but classic tale: someone buys a pig of a house, usually pays too much for it, then sinks too much money into…

Affordable Housing Resources in Santa Cruz County

It seems that every year, starting in December and ending sometime in January, I get to cleaning up the ol' computer system, spiffin' up the…

Buyer Buy-Down

A few posts ago, I wrote about Seller Rate Buy-Downs...many sellers are offering to "buy down" the interest rate that the buyer will pay on…

Home Buying Philosophy in Santa Cruz

I personally don't have a problem with creating urgency to buy - I think that by now, most people can see the writing on the…

Down Home Inspections

There is licensing for termite inspectors, and every termite report, after it's completed, gets shipped off to the Structural Pest Control Board in Sacramento were…

How Low can it Go?

To me, that's a bit silly - Boulder Creek is all very well and good, but home prices are lower in Watsonville than they are…

Mid-Year State of the Market

I'd like to start out by saying - another edition of my Santa Cruz Real Estate Report is out! For those of you who haven't…

Seller Rate Buy Down

You've heard it time and again: rising interest rates are going to cause housing price growth to stall, or even worse, retreat. You may have…